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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,557 | $63,082-13.5% | $81,726-33.2% | $79,856-31.7% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 15.91% | 22.66%-6.7pp | 29.49%-13.6pp | 31.71%-15.8pp |
| Employer contribution / active EE | $6,107 | $1,795+240.2% | $4,311+41.7% | $2,471+147.1% |
| Participant deferral / active EE | $3,682 | $2,780+32.4% | $7,108-48.2% | $3,741-1.6% |
| Admin fee / account holder | $401 | $4,428-90.9% | $5,160-92.2% | $5,306-92.4% |