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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,678 | $58,099+19.9% | $76,902-9.4% | $75,177-7.3% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | 15.24% | 26.71%-11.5pp | 37.91%-22.7pp | 160.75%-145.5pp |
| Employer contribution / active EE | $6,133 | $1,996+207.4% | $2,534+142.0% | $2,671+129.6% |
| Participant deferral / active EE | $3,541 | $2,999+18.1% | $3,833-7.6% | $4,126-14.2% |
| Admin fee / account holder | $2,632 | $4,778-44.9% | $5,479-52.0% | $5,651-53.4% |