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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,767 | $53,546+19.1% | $69,890-8.8% | $68,490-6.9% |
| Participation rate | 100.0% | 64.5%+35.5pp | 70.5%+29.5pp | 67.9%+32.1pp |
| Annual return | -12.51% | -13.87%+1.4pp | 190.84%-203.4pp | -7.85%-4.7pp |
| Employer contribution / active EE | $7,532 | $2,019+273.1% | $2,560+194.2% | $2,597+190.1% |
| Participant deferral / active EE | $4,580 | $2,957+54.9% | $3,848+19.0% | $4,028+13.7% |
| Admin fee / account holder | $8,466 | $4,693+80.4% | $6,267+35.1% | $5,403+56.7% |