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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,353 | $68,681-10.7% | $86,625-29.2% | $85,851-28.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 71.6%+28.4pp | 69.3%+30.7pp |
| Annual return | 13.58% | 20.12%-6.5pp | 63.52%-49.9pp | 318.63%-305.1pp |
| Employer contribution / active EE | $6,186 | $1,880+229.0% | $2,496+147.9% | $2,565+141.1% |
| Participant deferral / active EE | $3,614 | $2,919+23.8% | $3,700-2.3% | $3,952-8.6% |
| Admin fee / account holder | $4,839 | $5,974-19.0% | $5,830-17.0% | $6,261-22.7% |