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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $56,063 |
Filed as: RAYMOND JAMES Service code 27 880 CARILLON PARKWAY · ST PETERSBURG, FL 33716 | Advisory (Plan) | $31,832 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,497 | $60,305+11.9% | $81,780-17.5% | $74,400-9.3% |
| Participation rate | 62.4% | 62.9%-0.5pp | 72.4%-10.0pp | 67.2%-4.8pp |
| Annual return | -37.53% | 16.89%-54.4pp | 776.27%-813.8pp | 1367.51%-1405.0pp |
| Employer contribution / active EE | $2,828 | $2,623+7.8% | $2,914-2.9% | $2,624+7.8% |
| Participant deferral / active EE | $4,654 | $3,390+37.3% | $4,321+7.7% | $4,348+7.0% |
| Admin fee / account holder | $239 | $1,484-83.9% | $7,384-96.8% | $1,944-87.7% |