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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $73,533 |
Filed as: RAYMOND JAMES Service code 27 880 CARILLON PARKWAY · ST PETERSBURG, FL 33716 | Advisory (Plan) | $42,350 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,346 | $52,188+4.1% | $86,640-37.3% | $74,460-27.0% |
| Participation rate | 32.8% | 66.3%-33.5pp | 71.7%-38.9pp | 70.7%-38.0pp |
| Annual return | 36.49% | 44.46%-8.0pp | 592.52%-556.0pp | 34.38%+2.1pp |
| Employer contribution / active EE | $1,322 | $2,282-42.1% | $3,024-56.3% | $2,638-49.9% |
| Participant deferral / active EE | $2,389 | $3,383-29.4% | $4,438-46.2% | $4,530-47.3% |
| Admin fee / account holder | $149 | $319-53.2% | $5,616-97.3% | $348-57.1% |