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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,463 | $136,860+28.2% | $120,344+45.8% | $154,746+13.4% |
| Participation rate | 60.0% | 79.9%-19.9pp | 76.7%-16.7pp | 80.7%-20.7pp |
| Annual return | 9.95% | 21.38%-11.4pp | 20.30%-10.3pp | 172.34%-162.4pp |
| Employer contribution / active EE | $1,652 | $3,533-53.2% | $3,020-45.3% | $4,379-62.3% |
| Participant deferral / active EE | $5,997 | $5,793+3.5% | $5,135+16.8% | $6,730-10.9% |
| Admin fee / account holder | $116,616 | $15,393+657.6% | $12,742+815.2% | $14,365+711.8% |