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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,215 | $100,805+1.4% | $86,698+17.9% | $134,532-24.0% |
| Participation rate | 60.0% | 79.0%-19.0pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -16.98% | 29.09%-46.1pp | 35.95%-52.9pp | 418.27%-435.2pp |
| Employer contribution / active EE | $2,900 | $3,490-16.9% | $2,837+2.2% | $4,741-38.8% |
| Participant deferral / active EE | $8,474 | $5,339+58.7% | $4,656+82.0% | $6,401+32.4% |
| Admin fee / account holder | $2,812 | $10,925-74.3% | $7,493-62.5% | $11,429-75.4% |