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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,266 | $112,121+18.0% | $95,960+37.8% | $158,966-16.8% |
| Participation rate | 81.0% | 79.0%+2.0pp | 77.1%+3.9pp | 82.0%-1.0pp |
| Annual return | 16.38% | 171.16%-154.8pp | 91.63%-75.3pp | 302.95%-286.6pp |
| Employer contribution / active EE | $3,856 | $3,199+20.5% | $2,541+51.7% | $4,762-19.0% |
| Participant deferral / active EE | $8,795 | $4,784+83.8% | $4,167+111.1% | $5,983+47.0% |
| Admin fee / account holder | $8,524 | $10,135-15.9% | $6,797+25.4% | $11,250-24.2% |