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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,375 | $60,3490% | $74,184-18.6% | $62,881-4.0% |
| Participation rate | 74.1% | 72.7%+1.3pp | 76.6%-2.5pp | 69.3%+4.8pp |
| Annual return | 4.03% | 21.38%-17.3pp | 17.74%-13.7pp | 20.14%-16.1pp |
| Employer contribution / active EE | $3,085 | $1,680+83.6% | $2,370+30.2% | $2,281+35.3% |
| Participant deferral / active EE | $6,938 | $2,856+142.9% | $3,550+95.4% | $3,203+116.6% |
| Admin fee / account holder | $6,582 | $4,261+54.5% | $5,586+17.8% | $4,296+53.2% |