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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,771 | $36,767-89.7% | $81,473-95.4% | $62,293-93.9% |
| Participation rate | 25.0% | 54.4%-29.4pp | 68.0%-43.0pp | 69.5%-44.5pp |
| Annual return | 0.00% | 173.80%-173.8pp | 38.78%-38.8pp | 28.90%-28.9pp |
| Employer contribution / active EE | $0 | $1,128-100.0% | $2,568-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $909 | $2,111-56.9% | $3,537-74.3% | $3,169-71.3% |
| Admin fee / account holder | $39 | $797-95.2% | $4,561-99.2% | $479-91.9% |