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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO. (US Service code 15 · EIN 01-0233346 | Recordkeeping | $2,300 |
Filed as: WILSHIRE ASSOCIATES INC. (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $773 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,687 | $45,126-49.7% | $85,187-73.4% | $74,459-69.5% |
| Participation rate | 67.5% | 49.4%+18.2pp | 67.5%0pp | 67.2%+0.3pp |
| Annual return | 15.76% | 26.30%-10.5pp | 66.67%-50.9pp | 1369.70%-1353.9pp |
| Employer contribution / active EE | $2,295 | $1,460+57.2% | $2,732-16.0% | $2,626-12.6% |
| Participant deferral / active EE | $3,894 | $2,738+42.2% | $4,525-13.9% | $4,350-10.5% |
| Admin fee / account holder | $282 | $2,212-87.2% | $6,162-95.4% | $1,945-85.5% |