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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,278 | $38,365-62.8% | $84,637-83.1% | $65,186-78.1% |
| Participation rate | 14.2% | 55.7%-41.4pp | 68.2%-54.0pp | 70.2%-56.0pp |
| Annual return | 46.73% | 32.00%+14.7pp | 258.82%-212.1pp | 29.39%+17.3pp |
| Employer contribution / active EE | $0 | $1,258-100.0% | $2,653-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $913 | $2,278-59.9% | $3,900-76.6% | $3,514-74.0% |
| Admin fee / account holder | $210 | $451-53.5% | $4,914-95.7% | $847-75.2% |