See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO. (US Service code 15 · EIN 01-0233346 | Recordkeeping | $350 |
Filed as: WILSHIRE ASSOCIATES INC. (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $248 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,699 | $41,647-74.3% | $96,139-88.9% | $86,799-87.7% |
| Participation rate | 36.1% | 50.2%-14.1pp | 68.4%-32.4pp | 72.3%-36.2pp |
| Annual return | 58.11% | 27.24%+30.9pp | 191.94%-133.8pp | 97.91%-39.8pp |
| Employer contribution / active EE | $1,029 | $1,318-21.9% | $2,797-63.2% | $2,405-57.2% |
| Participant deferral / active EE | $1,762 | $2,412-27.0% | $4,349-59.5% | $4,131-57.3% |
| Admin fee / account holder | $117 | $169-31.1% | $5,537-97.9% | $170-31.2% |