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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO. (US Service code 15 · EIN 01-0233346 | Recordkeeping | $2,261 |
Filed as: WILSHIRE ASSOCIATES INC. (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $568 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,069 | $41,151-58.5% | $80,648-78.8% | $71,529-76.1% |
| Participation rate | 64.4% | 50.2%+14.1pp | 67.0%-2.6pp | 67.9%-3.6pp |
| Annual return | 18.20% | 38.49%-20.3pp | 937.21%-919.0pp | 28.97%-10.8pp |
| Employer contribution / active EE | $2,061 | $1,513+36.2% | $2,724-24.3% | $2,590-20.4% |
| Participant deferral / active EE | $3,485 | $2,700+29.1% | $4,443-21.6% | $4,291-18.8% |
| Admin fee / account holder | $207 | $1,842-88.7% | $5,382-96.1% | $1,588-86.9% |