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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,951 | $78,690+245.6% | $161,489+68.4% | $87,485+210.9% |
| Participation rate | 91.3% | 67.5%+23.8pp | 78.7%+12.6pp | 68.9%+22.4pp |
| Annual return | 11.22% | 32.74%-21.5pp | 89.72%-78.5pp | 26.06%-14.8pp |
| Employer contribution / active EE | $6,796 | $2,588+162.6% | $4,268+59.2% | $2,596+161.7% |
| Participant deferral / active EE | $9,696 | $3,311+192.9% | $5,630+72.2% | $4,274+126.9% |
| Admin fee / account holder | $108,233 | $6,724+1509.8% | $16,006+576.2% | $7,775+1292.1% |