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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,938 | $73,863+249.2% | $143,797+79.4% | $68,490+276.6% |
| Participation rate | 95.2% | 66.7%+28.6pp | 80.3%+14.9pp | 67.9%+27.3pp |
| Annual return | -15.65% | 0.91%-16.6pp | -0.04%-15.6pp | -7.85%-7.8pp |
| Employer contribution / active EE | $7,191 | $3,185+125.8% | $4,952+45.2% | $2,597+176.9% |
| Participant deferral / active EE | $9,501 | $3,385+180.7% | $5,638+68.5% | $4,028+135.9% |
| Admin fee / account holder | $18,617 | $5,756+223.4% | $14,679+26.8% | $5,403+244.6% |