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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,139 | $91,198+225.8% | $178,503+66.5% | $79,856+272.1% |
| Participation rate | 91.3% | 69.2%+22.1pp | 81.9%+9.4pp | 69.6%+21.7pp |
| Annual return | 16.90% | 24.20%-7.3pp | 151.12%-134.2pp | 31.71%-14.8pp |
| Employer contribution / active EE | $6,428 | $3,257+97.4% | $5,011+28.3% | $2,471+160.1% |
| Participant deferral / active EE | $6,848 | $3,237+111.6% | $5,202+31.6% | $3,741+83.1% |
| Admin fee / account holder | $6,611 | $6,748-2.0% | $13,987-52.7% | $5,306+24.6% |