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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,226 | $77,920+295.6% | $149,723+105.9% | $75,177+310.0% |
| Participation rate | 95.7% | 65.6%+30.1pp | 78.8%+16.9pp | 67.2%+28.4pp |
| Annual return | 17.36% | 31.72%-14.4pp | 134.50%-117.1pp | 160.75%-143.4pp |
| Employer contribution / active EE | $6,774 | $3,138+115.9% | $4,821+40.5% | $2,671+153.6% |
| Participant deferral / active EE | $8,778 | $3,411+157.3% | $5,682+54.5% | $4,126+112.7% |
| Admin fee / account holder | $7,856 | $5,951+32.0% | $13,215-40.6% | $5,651+39.0% |