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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,687 | $85,171+204.9% | $172,753+50.3% | $72,976+255.9% |
| Participation rate | 95.3% | 70.1%+25.3pp | 82.6%+12.7pp | 69.5%+25.9pp |
| Annual return | 22.98% | 27.32%-4.3pp | 803.00%-780.0pp | 81.02%-58.0pp |
| Employer contribution / active EE | $7,246 | $3,324+118.0% | $5,144+40.9% | $2,440+197.0% |
| Participant deferral / active EE | $6,854 | $3,260+110.2% | $5,198+31.9% | $3,608+90.0% |
| Admin fee / account holder | $22,099 | $5,880+275.8% | $13,956+58.4% | $5,124+331.3% |