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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,448 | $95,406+268.4% | $185,849+89.1% | $85,847+309.4% |
| Participation rate | 97.7% | 68.8%+29.0pp | 81.7%+16.0pp | 69.3%+28.4pp |
| Annual return | 14.79% | 23.59%-8.8pp | 122.10%-107.3pp | 318.61%-303.8pp |
| Employer contribution / active EE | $6,747 | $3,314+103.6% | $5,169+30.5% | $2,565+163.0% |
| Participant deferral / active EE | $8,000 | $3,424+133.7% | $5,569+43.7% | $3,952+102.4% |
| Admin fee / account holder | $3,286 | $7,214-54.5% | $16,244-79.8% | $6,261-47.5% |