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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,955 | $45,152-18.2% | $73,836-50.0% | $59,633-38.0% |
| Participation rate | 55.2% | 64.0%-8.8pp | 73.4%-18.3pp | 68.7%-13.5pp |
| Annual return | 3.82% | 27.40%-23.6pp | 2268.06%-2264.2pp | 2041.45%-2037.6pp |
| Employer contribution / active EE | $1,914 | $1,901+0.7% | $2,787-31.3% | $2,203-13.1% |
| Participant deferral / active EE | $5,653 | $2,573+119.7% | $3,583+57.8% | $3,192+77.1% |
| Admin fee / account holder | $4,134 | $3,515+17.6% | $4,882-15.3% | $4,297-3.8% |