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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,787 | $53,128-8.2% | $86,582-43.7% | $70,126-30.4% |
| Participation rate | 59.6% | 65.3%-5.7pp | 73.5%-13.9pp | 69.5%-9.9pp |
| Annual return | 15.17% | 27.66%-12.5pp | 965.08%-949.9pp | 73.15%-58.0pp |
| Employer contribution / active EE | $2,392 | $2,068+15.7% | $2,839-15.8% | $2,343+2.1% |
| Participant deferral / active EE | $5,723 | $2,695+112.3% | $3,609+58.6% | $3,332+71.8% |
| Admin fee / account holder | $3,001 | $3,584-16.3% | $4,904-38.8% | $4,645-35.4% |