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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,646 | $59,839+103.3% | $81,991+48.4% | $79,852+52.3% |
| Participation rate | 69.1% | 61.6%+7.5pp | 69.3%-0.2pp | 69.6%-0.5pp |
| Annual return | 24.43% | 17.56%+6.9pp | 41.31%-16.9pp | 31.72%-7.3pp |
| Employer contribution / active EE | $2,575 | $1,713+50.3% | $2,498+3.1% | $2,471+4.2% |
| Participant deferral / active EE | $7,445 | $2,695+176.2% | $3,722+100.0% | $3,740+99.0% |
| Admin fee / account holder | $4,378 | $4,287+2.1% | $5,665-22.7% | $5,306-17.5% |