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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,090 | $55,713+38.4% | $75,894+1.6% | $72,983+5.6% |
| Participation rate | 67.8% | 61.1%+6.7pp | 69.3%-1.5pp | 69.5%-1.7pp |
| Annual return | 42.31% | 27.60%+14.7pp | 30.76%+11.6pp | 81.01%-38.7pp |
| Employer contribution / active EE | $2,155 | $1,687+27.7% | $2,501-13.8% | $2,440-11.7% |
| Participant deferral / active EE | $5,893 | $2,634+123.7% | $3,603+63.6% | $3,608+63.4% |
| Admin fee / account holder | $3,465 | $3,980-13.0% | $5,420-36.1% | $5,124-32.4% |