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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,606 | $49,177-3.2% | $79,466-40.1% | $64,173-25.8% |
| Participation rate | 64.7% | 65.0%-0.3pp | 73.3%-8.6pp | 69.6%-4.9pp |
| Annual return | -6.38% | -1.16%-5.2pp | 718.28%-724.7pp | 7.63%-14.0pp |
| Employer contribution / active EE | $2,561 | $2,076+23.3% | $2,800-8.6% | $2,381+7.6% |
| Participant deferral / active EE | $6,391 | $2,821+126.5% | $3,704+72.6% | $3,470+84.2% |
| Admin fee / account holder | $3,507 | $3,839-8.7% | $5,104-31.3% | $4,887-28.3% |