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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,291 | $150,442-67.2% | $136,295-63.8% | $147,585-66.6% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 16.19% | 1049.09%-1032.9pp | 5155.97%-5139.8pp | 578.56%-562.4pp |
| Employer contribution / active EE | $3,523 | $5,256-33.0% | $4,695-25.0% | $4,876-27.8% |
| Participant deferral / active EE | $8,396 | $6,630+26.6% | $6,247+34.4% | $5,439+54.4% |
| Admin fee / account holder | $407 | $10,905-96.3% | $9,243-95.6% | $10,885-96.3% |