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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,213 | $157,304-59.8% | $141,197-55.2% | $152,909-58.7% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 22.05% | 64.34%-42.3pp | 71.41%-49.4pp | 345.46%-323.4pp |
| Employer contribution / active EE | $4,952 | $5,263-5.9% | $4,736+4.6% | $4,764+4.0% |
| Participant deferral / active EE | $10,869 | $7,111+52.8% | $6,710+62.0% | $5,851+85.7% |
| Admin fee / account holder | $2,250 | $12,126-81.4% | $10,265-78.1% | $11,601-80.6% |