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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,496 | $135,956-68.0% | $123,894-64.9% | $273,972-84.1% |
| Participation rate | 46.2% | 84.1%-37.9pp | 81.4%-35.3pp | 83.0%-36.9pp |
| Annual return | 5.96% | 56.63%-50.7pp | 47.52%-41.6pp | 41.46%-35.5pp |
| Employer contribution / active EE | $2,128 | $5,170-58.8% | $4,617-53.9% | $4,869-56.3% |
| Participant deferral / active EE | $3,736 | $6,343-41.1% | $5,984-37.6% | $5,287-29.3% |
| Admin fee / account holder | $4,703 | $9,817-52.1% | $8,357-43.7% | $10,133-53.6% |