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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,861 | $127,387-65.6% | $115,038-61.9% | $125,389-65.0% |
| Participation rate | 40.0% | 84.2%-44.2pp | 81.4%-41.4pp | 83.2%-43.2pp |
| Annual return | -1.72% | 31.28%-33.0pp | 26.14%-27.9pp | 282.24%-284.0pp |
| Employer contribution / active EE | $3,301 | $5,166-36.1% | $4,608-28.4% | $4,866-32.2% |
| Participant deferral / active EE | $5,794 | $6,423-9.8% | $6,026-3.9% | $5,352+8.3% |
| Admin fee / account holder | $3,182 | $9,516-66.6% | $8,175-61.1% | $9,541-66.7% |