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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,343 | $106,524+169.7% | $152,301+88.7% | $87,485+228.4% |
| Participation rate | 82.2% | 75.8%+6.5pp | 82.4%-0.2pp | 68.9%+13.3pp |
| Annual return | 12.98% | 26.89%-13.9pp | 80.50%-67.5pp | 26.06%-13.1pp |
| Employer contribution / active EE | $13,604 | $3,371+303.5% | $4,624+194.2% | $2,596+424.0% |
| Participant deferral / active EE | $9,938 | $6,525+52.3% | $8,004+24.2% | $4,274+132.6% |
| Admin fee / account holder | $213 | $8,287-97.4% | $14,398-98.5% | $7,775-97.3% |