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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,343 | $106,749+169.2% | $145,433+97.6% | $82,448+248.5% |
| Participation rate | 82.2% | 75.6%+6.6pp | 82.1%+0.1pp | 68.1%+14.2pp |
| Annual return | 12.98% | 27.59%-14.6pp | 66.58%-53.6pp | 41.64%-28.7pp |
| Employer contribution / active EE | $13,604 | $3,444+295.0% | $4,554+198.7% | $2,551+433.3% |
| Participant deferral / active EE | $9,938 | $6,519+52.5% | $7,897+25.8% | $4,139+140.1% |
| Admin fee / account holder | $213 | $8,390-97.5% | $13,129-98.4% | $7,234-97.1% |