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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,342 | $98,766+68.4% | $149,730+11.1% | $79,852+108.3% |
| Participation rate | 62.5% | 75.8%-13.3pp | 82.5%-20.0pp | 69.6%-7.1pp |
| Annual return | 167.26% | 27.43%+139.8pp | 276.70%-109.4pp | 31.72%+135.5pp |
| Employer contribution / active EE | $9,318 | $3,217+189.7% | $4,645+100.6% | $2,471+277.1% |
| Participant deferral / active EE | $4,923 | $5,681-13.3% | $6,843-28.0% | $3,740+31.6% |
| Admin fee / account holder | $172 | $6,052-97.2% | $9,310-98.2% | $5,306-96.8% |