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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,433 | $135,956-85.0% | $123,894-83.5% | $273,972-92.5% |
| Participation rate | 43.8% | 84.1%-40.3pp | 81.4%-37.7pp | 83.0%-39.3pp |
| Annual return | 0.00% | 56.63%-56.6pp | 47.52%-47.5pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,352 | $5,170-54.5% | $4,617-49.0% | $4,869-51.7% |
| Participant deferral / active EE | $1,176 | $6,343-81.5% | $5,984-80.3% | $5,287-77.8% |
| Admin fee / account holder | $201 | $9,817-98.0% | $8,357-97.6% | $10,133-98.0% |