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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,129 | $150,447-80.6% | $136,298-78.6% | $147,586-80.3% |
| Participation rate | 57.1% | 84.4%-27.3pp | 81.9%-24.8pp | 82.8%-25.7pp |
| Annual return | 52.52% | 1049.15%-996.6pp | 5156.27%-5103.7pp | 578.59%-526.1pp |
| Employer contribution / active EE | $4,171 | $5,256-20.6% | $4,696-11.2% | $4,876-14.5% |
| Participant deferral / active EE | $2,086 | $6,631-68.5% | $6,247-66.6% | $5,439-61.7% |
| Admin fee / account holder | $288 | $10,906-97.4% | $9,244-96.9% | $10,886-97.4% |