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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,475 | $91,559+370.2% | $133,978+221.3% | $79,856+439.1% |
| Participation rate | 97.7% | 73.3%+24.4pp | 79.8%+17.9pp | 69.6%+28.1pp |
| Annual return | 13.34% | 61.85%-48.5pp | 45.10%-31.8pp | 31.71%-18.4pp |
| Employer contribution / active EE | $7,632 | $2,384+220.1% | $3,919+94.7% | $2,471+208.8% |
| Participant deferral / active EE | $4,556 | $3,734+22.0% | $5,047-9.7% | $3,741+21.8% |
| Admin fee / account holder | $27,116 | $6,321+329.0% | $8,930+203.6% | $5,306+411.0% |