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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,576 | $69,977+393.8% | $108,582+218.3% | $62,881+449.6% |
| Participation rate | 97.1% | 72.9%+24.2pp | 79.6%+17.5pp | 69.3%+27.8pp |
| Annual return | 6.88% | 10.73%-3.9pp | -51.70%+58.6pp | 20.14%-13.3pp |
| Employer contribution / active EE | $8,498 | $2,135+298.0% | $3,758+126.1% | $2,281+272.6% |
| Participant deferral / active EE | $3,525 | $3,165+11.4% | $4,311-18.2% | $3,203+10.1% |
| Admin fee / account holder | $12,573 | $5,076+147.7% | $7,645+64.5% | $4,296+192.7% |