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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,211 | $65,704+297.6% | $94,229+177.2% | $59,633+338.0% |
| Participation rate | 96.9% | 72.1%+24.8pp | 78.8%+18.1pp | 68.7%+28.2pp |
| Annual return | 0.08% | 5.22%-5.1pp | 10.68%-10.6pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $9,910 | $2,021+390.5% | $3,587+176.3% | $2,203+349.9% |
| Participant deferral / active EE | $3,553 | $3,143+13.0% | $4,320-17.8% | $3,192+11.3% |
| Admin fee / account holder | $16,879 | $4,265+295.8% | $6,269+169.2% | $4,297+292.8% |