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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,052 | $83,477+361.3% | $125,175+207.6% | $72,986+427.6% |
| Participation rate | 97.8% | 73.3%+24.5pp | 79.8%+18.0pp | 69.5%+28.3pp |
| Annual return | 19.36% | 25.78%-6.4pp | 43.79%-24.4pp | 81.01%-61.6pp |
| Employer contribution / active EE | $7,862 | $2,345+235.2% | $3,865+103.4% | $2,440+222.2% |
| Participant deferral / active EE | $4,165 | $3,585+16.2% | $4,937-15.6% | $3,607+15.5% |
| Admin fee / account holder | $716 | $5,517-87.0% | $9,702-92.6% | $5,124-86.0% |