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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,921 | $72,404+362.6% | $110,243+203.8% | $64,173+421.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -4.03% | -6.29%+2.3pp | 314.76%-318.8pp | 7.63%-11.7pp |
| Employer contribution / active EE | $8,063 | $2,282+253.4% | $3,827+110.7% | $2,381+238.7% |
| Participant deferral / active EE | $3,823 | $3,469+10.2% | $4,672-18.2% | $3,470+10.2% |
| Admin fee / account holder | $3,297 | $5,664-41.8% | $8,548-61.4% | $4,887-32.5% |