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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,025 | $113,338-2.9% | $94,993+15.8% | $147,586-25.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 19.11% | 20.80%-1.7pp | 27.14%-8.0pp | 578.59%-559.5pp |
| Employer contribution / active EE | $1,374 | $3,160-56.5% | $2,603-47.2% | $4,876-71.8% |
| Participant deferral / active EE | $6,276 | $3,777+66.2% | $3,317+89.2% | $5,439+15.4% |
| Admin fee / account holder | $823 | $6,063-86.4% | $4,960-83.4% | $10,886-92.4% |