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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,394 | $117,444+50.2% | $99,479+77.3% | $152,909+15.4% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 24.63% | 31.87%-7.2pp | 30.72%-6.1pp | 345.46%-320.8pp |
| Employer contribution / active EE | $1,688 | $3,014-44.0% | $2,540-33.5% | $4,764-64.6% |
| Participant deferral / active EE | $5,872 | $4,086+43.7% | $3,619+62.3% | $5,851+0.4% |
| Admin fee / account holder | $5,726 | $7,635-25.0% | $6,253-8.4% | $11,601-50.6% |