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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,693 | $110,278+41.2% | $95,740+62.6% | $139,466+11.6% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 20.83% | 27.19%-6.4pp | 28.41%-7.6pp | 373.66%-352.8pp |
| Employer contribution / active EE | $1,285 | $3,260-60.6% | $2,836-54.7% | $4,754-73.0% |
| Participant deferral / active EE | $2,982 | $4,674-36.2% | $4,244-29.7% | $6,712-55.6% |
| Admin fee / account holder | $40,860 | $6,613+517.9% | $5,676+619.8% | $11,409+258.2% |