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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,492 | $127,296+85.0% | $109,907+114.3% | $167,536+40.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 18.75% | 22.97%-4.2pp | 29.46%-10.7pp | 478.82%-460.1pp |
| Employer contribution / active EE | $2,531 | $3,325-23.9% | $2,844-11.0% | $4,839-47.7% |
| Participant deferral / active EE | $6,915 | $4,513+53.2% | $4,047+70.9% | $6,342+9.0% |
| Admin fee / account holder | $6,706 | $7,119-5.8% | $6,069+10.5% | $12,315-45.5% |