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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,315 | $107,809+7.9% | $90,657+28.3% | $135,380-14.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -7.66% | -0.90%-6.8pp | 1.89%-9.5pp | 519.81%-527.5pp |
| Employer contribution / active EE | $1,870 | $3,018-38.0% | $2,532-26.1% | $4,779-60.9% |
| Participant deferral / active EE | $7,788 | $3,872+101.1% | $3,424+127.4% | $5,609+38.8% |
| Admin fee / account holder | $3,676 | $5,931-38.0% | $4,994-26.4% | $10,828-66.1% |