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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $719,814 | $92,219+680.5% | $76,767+837.7% | $135,380+431.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | 9.27% | 5.46%+3.8pp | 2.43%+6.8pp | 519.81%-510.5pp |
| Employer contribution / active EE | $1,514 | $3,216-52.9% | $2,485-39.1% | $4,779-68.3% |
| Participant deferral / active EE | $11,258 | $4,508+149.7% | $3,852+192.3% | $5,609+100.7% |
| Admin fee / account holder | $28,639 | $10,749+166.4% | $6,675+329.0% | $10,828+164.5% |