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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $741,751 | $124,346+496.5% | $111,306+566.4% | $167,553+342.7% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 23.82% | 37.46%-13.6pp | 54.67%-30.8pp | 478.89%-455.1pp |
| Employer contribution / active EE | $1,561 | $3,438-54.6% | $2,732-42.9% | $4,840-67.7% |
| Participant deferral / active EE | $6,789 | $5,182+31.0% | $4,488+51.3% | $6,343+7.0% |
| Admin fee / account holder | $26,904 | $10,623+153.3% | $7,966+237.7% | $12,316+118.4% |