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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $638,787 | $103,393+517.8% | $87,103+633.4% | $152,909+317.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 8.01% | 28.10%-20.1pp | 28.19%-20.2pp | 345.46%-337.5pp |
| Employer contribution / active EE | $475 | $3,221-85.3% | $2,521-81.2% | $4,764-90.0% |
| Participant deferral / active EE | $6,333 | $4,778+32.5% | $4,049+56.4% | $5,851+8.2% |
| Admin fee / account holder | $800 | $12,195-93.4% | $7,491-89.3% | $11,601-93.1% |