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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $987,113 | $88,707+1012.8% | $74,184+1230.6% | $273,972+260.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.89% | 11.94%-5.0pp | 17.74%-10.8pp | 41.46%-34.6pp |
| Employer contribution / active EE | $9,715 | $3,159+207.5% | $2,370+309.9% | $4,869+99.5% |
| Participant deferral / active EE | $22,000 | $4,212+422.4% | $3,550+519.8% | $5,287+316.1% |
| Admin fee / account holder | $4,624 | $8,717-47.0% | $5,586-17.2% | $10,133-54.4% |