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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,578 | $138,312-31.6% | $122,979-23.1% | $155,188-39.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 3.72% | 22.06%-18.3pp | 20.12%-16.4pp | 148.84%-145.1pp |
| Employer contribution / active EE | $1,624 | $3,530-54.0% | $3,062-47.0% | $4,248-61.8% |
| Participant deferral / active EE | $5,113 | $5,592-8.6% | $5,003+2.2% | $6,531-21.7% |
| Admin fee / account holder | $1,383 | $15,089-90.8% | $12,864-89.3% | $14,480-90.5% |