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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.5+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $171,214 |
AMERICAN FUNDS5+ years Filed as: HM CAPITAL MANAGEMENT Service code 16 · EIN 20-3287389 | Consulting | $37,132 |
WITHUMSMITH+BROWN, PC3 years Filed as: BROWN SMITH WALLACE, LLP Service code 10 · EIN 43-1001367 | Accounting | $34,300 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,332 | $40,113+3.0% | $84,029-50.8% | $77,775-46.9% |
| Participation rate | 54.8% | 62.8%-8.0pp | 69.0%-14.2pp | 73.2%-18.4pp |
| Annual return | 86.76% | 23.27%+63.5pp | 71.32%+15.4pp | 32.58%+54.2pp |
| Employer contribution / active EE | $702 | $847-17.1% | $1,984-64.6% | $2,504-71.9% |
| Participant deferral / active EE | $2,173 | $2,030+7.1% | $3,239-32.9% | $3,966-45.2% |
| Admin fee / account holder | $103 | $92+12.7% | $6,102-98.3% | $100+3.2% |